Page 35 - 2018 Greater Salem Chamber Magazine

Why Choose a Portfolio ID Theft is a Crime We Love to See Our
Lender for Your Mortgage If you become a victim: Business Customers, TEST YOUR
Horror story or inconvenient • Alert your financial institutions and But…
truth? You choose a bank for your credit card companies. They will We think spending time running BANKING IQ
mortgage and later discover it was help you close your accounts and your business is better spent than 1. Popmoney is...
®
sold to another bank or investor.
time running to the bank to make a
2018 That customer service person who • Change all your passwords. deposit. In 2018, Business Remote o A. Dad’s expense account
reopen new ones.
promised to be your personal ‘go
Deposit Capture is the answer. Enjoy
o B. A burst of cash
• Contact the three major credit
improved speed and accuracy of
to’ resource is now gone and all
o C. A new way to pay and
bureaus and tell them your identity
you have is a phone number to
your check deposits and access
receive money using
has been stolen. Request that a
to your working capital sooner by
somewhere else in the country.
your mobile phone
Fraud Alert be placed on your file.
Banking It happens too often. • Request copies of your credit making remote deposits any time 2. Card Valet is...
Equifax 1-800-525-6285
day or night. All you need is a PC,
As a portfolio lender, Salem Co-
Experian 1-888-397-3742
hi-speed internet connection and
operative Bank looks to service
o A. Free parking at the bank
Trans Union 1-800-680-7289
a Remote Deposit Scanner (our
your loans keeping everything in
o B. A wallet for your bank
Business Banking Specialist will
house. The same friendly people
Information who helped you from application to • Call the Social Security Fraud coordinate this for you) and you are o C. A way to manage your
cards
report and monitor them closely
on your way to the simplest, fastest,
for suspicious activity.
closing are the same people you
debit card from your
most efficient way to deposit checks
will speak with if you have questions
mobile device
without a trip to the bank!* You can
Hotline 800-269-0271.
for the life of the mortgage. Portfolio
also track your deposit history and
• Contact the Federal Trade
lending is more than ‘selling’ a loan.
Center It’s all about building long-term Commission’s Identity Theft get access to check images and o True
3. Salem Co-op is Salem’s
detailed reports online. Be on your
first bank.
Hotline at 877-438-4338 or
relationships and having a banking
way to experience more convenient
file a complaint form online at
team you can depend on. Call our
banking. For more information,
www.identitytheft.gov
Mortgage Department and get
o False
speak with one of our Business
started for today and always.*
copy in case creditors need proof.
*Some exclusions may apply. • File a police report and maintain a Banking Specialists. 4. An ATM Card and a
These simple steps will help *Subject to approval. Fees may apply. Debit Card are the
mitigate any unwanted activity on same thing.
your accounts.
o True
o False
Our insight along with state-of-the-art services and products will make 5. “Experience what sets
your life easier, your banking smarter, and help you manage your money. us apart” is Salem
Co-op’s slogan.
o True
Changes in Your Debit Popmoney – Now That’s Help Your Kids Become o False
®
Card World Lifestyle Banking Financially Fit
You know the feeling. The one when For those of you who are not Ready to be an empty nester? 4. False, 5. True
you think you’ve lost your debit millennials, did you ever think you’d Help your child find their perfect Answers: 1. C, 2. C 3. True,
card. You look everywhere and as see the day when the need for checks first home and point them to Salem Co-operative Bank
each second goes by you wonder if and cash would be eliminated? Salem Co-operative Bank for their offers a full array of consumer,
someone is out having a spending Well it’s here... and you can take mortgage. First time home buyers mortgage and business
spree on your dime. Not to worry. advantage of it too with Popmoney can take advantage of lower rates, products and services. It is
®
Now, there is Card Valet at Salem Personal Payment Service. different down payment requirements located at 3 South Broadway,
Co-operative Bank. With this nifty Popmoney allows you to securely and $1,000* off closing costs Salem, NH and 284 Merrimack
®
debit card feature, you manage request, send or receive money with making buying a home much more Street, Methuen, MA. For
your card directly from your mobile friends, family or anyone you know, affordable. Our experienced team additional information about
device. Instantly lock and unlock your all through your mobile phone or will prequalify them and walk them the bank and its services, stop
card. Get purchase alerts on your email. All you need is Online Banking through every step of the process. by a branch office or visit
mobile device in real time. Set and and Bill Pay. Make a request and For qualification guidelines visit us www.salemcoop.com.
remove personal spending limits. Popmoney takes care of the rest. online, call or stop by and ask for Main Office 603-893-3333
®
You can also limit your transactions While some banks charge a fee for details. Methuen Office 978-682-1010
to a certain area using your mobile this service, at Salem Co-op it’s free* *To qualify for $1000 off closing costs,
phone’s GPS. In 2018, Card Valet when you choose standard delivery. you must be a first time homebuyer.
puts the ability to monitor your card How great is it? Just ask a millennial! Some restrictions apply. Subject to
into your hands and that’s a good Or better yet, call Customer Service credit approval. Offer subject to change NMLSR ID# 543601
feeling. Call Customer Service for today to learn how you can get without notice.
more information. started.
*Message and data rates may apply.
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Greater Salem Magazine and 2018 Chamber Business Guidereater Salem Magazine and 2018 Chamber Business Guide 33
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